What Is A Hmo Plan. Health Maintenance Organization (HMO): A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the Preferred Provider Organization (PPO): A type of health plan where you pay less if you use providers in the plan's network. HMOs have their own network of doctors, hospitals and other healthcare providers who have agreed to This allows the HMO to keep costs in check for its members.
Understand how each type of health insurance works so you can choose what's best for you.
An Exclusive Provider Organization (EPO) is a lesser-known plan type.
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The California Health & Safety Code calls these plans "health care service plans," while the Federal. An HMO, or Health Maintenance Organisation, is a type of managed care health insurance plan. Compare the pros and cons to choose the right plan for you.