Can A Debt Collector Refuse A Payment Plan. Debt collectors can refuse a payment plan. As a debt collector, duties will often include updating debtor records, searching for updated contact information for the debtor, contacting debtors by phone or mail and negotiating payment plans.
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If they still want the full amount due, ask if you can set up a payment plan. Even if your debt is within the statute of limitations and the debt collector has verified that it does. First, collection agencies aren't legally obligated to accept or agree to payment plans.
A debt collector is a person who collects overdue debts.
A debt collector can only visit your home with your permission when the debt is deadlocked.
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As a debt collector, duties will often include updating debtor records, searching for updated contact information for the debtor, contacting debtors by phone or mail and negotiating payment plans. You can try negotiating a settlement, but be sure to. Whether you're familiar with the account the debt collector mentions or not, make sure you have a written account of what the debt collector claims you owe, including the company with.